Hercules, El Cerrito and Richmond real estate and homes for sale in California - The Cynthia Burke Team, REALTORS® The Cynthia Burke Team REALTORS(r) for Hercules, El Cerrito and Richmond, California real estate - NUMBER1EXPERTS™ The Cynthia Burke Team NUMBER1EXPERTS(tm) for Hercules, El Cerrito and Richmond, California real estate
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The Cynthia Burke Team, REALTORŪ, real estate agents and broker for Hercules, El Cerrito and Richmond California home listings, property and land for sale - NUMBER1EXPERT(tm)


All agents are NOT alike! Find out why we are top real estate experts. Call us: 510-262-8680.


Find Out About the Latest Homes for Sale First!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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"Thank You Cynthia!"
"You and Your Team Are Very Special to Us."
Rosemary & Steve Ransdell
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The Cynthia Burke Team are some of The Top Selling Real Estate Experts™
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Mortgage Prequalification: Hercules, El Cerrito and Richmond California home buying, real estate listings, and homes for sale in Contra Costa County County, CA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Hercules, El Cerrito and Richmond REALTORSŪ to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Titles >Yours In Deed

The way that you hold title to your property has legal, tax, and estate-planning consequences. Many buyers do not receive adequate professional advice on this important aspect of property ownership.

If you are purchasing property by yourself, you will be acquiring title by sole (or "separate") ownership, single ownership, or severalty ownership. The term "severalty" does not denote more than one person - it is a legal term meaning that sole ownership is severed from all other forms of ownership.

If you are purchasing property with others, the most common forms of co-ownership are tenancy in common, joint tenancy, and community property. Tenants in common can be created when two or more related or unrelated people hold title to a property either equally or unequally. Each individual has the right to do whatever he wishes with his interest in the property. For example, he can sell his interest, give it away, or will it to someone else.

Before you take title, you should seek advice from your tax advisor and an attorney, particularly if you are buying the property with another person.

See All Tips In The "Titles" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Upon completion this year, what will be the tallest residential building south of New York and east of Chicago?

A 
Located in Biscayne Bay, Florida, the $120 million, 51-floor luxury condominium will be called The Santa Maria.
See More Real Estate Trivia >

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Cynthia Burke - Hercules, El Cerrito, Richmond CA Real Estate Expert

The Cynthia Burke Team
Bee Realty

3065 Richmond Parkway Suite 114
Richmond, CA 94806
Office: 510-262-8680
Toll Free: 800-262-0949
Fax: 510-262-0945
Email: Cynthia@CynthiaBurke.com

The Cynthia Burke Team is known and trusted throughout West Contra Costa County for the wildly successful sales their unique marketing and staging bring to their customers. The team has a way of seeing that everything goes smoothly, and leaving buyers and sellers dollars ahead and smiling! Don't settle for less!

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